ABSTRACT The aim of the study is to find out the extent of Bank/Customer relationship bearing in mind the poor quality of services rendered in banks. Traders to achieve a good and accurate result the researcher split the work in five distinct chapters, each with different objectives. To guide the study, four questions were formulated. A review of literature was done to expose the researcher to what was already been done to ensure sound understanding of bank/customer relationship in a developing economy. One structured questionnaire was developed and administered to 100 bank staff management indusive and 50 customers making a total of 150 questionnaires. 25 item questionnaire was used and the data covered were analyzed using percentage findings were and recommendation based on it were also made. Also discussion, implication of the result, limitation of the study and the conclusion were highlighted in the study. PROPOSAL The aim of this study is to find out the extent of Bank/Customer relationship in Nigeria as a Developing Economy (A case study of Union Bank Okpara Avenue Enugu) This work will be divided into five chapters. The first chapter is going to be the introductory part of the research work. This chapter will contain the background of the study, statement of problems, research Question etc. Chapter two will contain the literature review. This means other recognized authors view or ideas on the same subject matter. Chapter three will take care of the research methodology and method of data collection and analysis. The presentation and analysis of data will be dealth with in chapter four of the study Simple random and stratified sampling is going to be used to draw the sample size of the study. Two hypotheses will be set for the study. Questionnaires and oral interview have to use as the main instrument of data collection. Based on the findings, and conclusion will drawn and recommendations will also be made in the last chapter of the work which is the fifth chapter. TABLE OF CONTENT Title page ii Approval page iii Dedication iv Acknowledgement v Abstract vii Proposal viii Table of content CHAPTER ONE 1.0 Banker/Customer relationship in developing economy 1 1.1 Background of the study 1 1.2 History of U.B.N Plc 2 1.3 Statement of problem 7 1.4 Research question 8 1.5 Purpose of the study 9 1.6 Significance of study 10 1.7 Scope of study 10 1.8 Limitation of study 10 1.9 Statement of hypothesis 12 1.10 Definition of terms 12 References 14 CHAPTER TWO 2.0 Review of Related Literature 15 2.1 Definition of Bank and Customers 16 2.2 Bank/Customer relationship 17 2.3 Duties of the bank to the customer 19 2.4 Banker rights 23 2.5 Yardstick for measuring bank performance 24 2.6 Complaints of the customer. The services offered to them. 26 2.7 Improving Bank performance in Nigeria 28 2.8 The marketing concept and services orientation 33 2.9 Assessment of Banker/Customer relationship 36 References 42 CHAPTER THREE 3.1 Research methodology 43 3.2 Research Design 43 3.3 Area of study 43 3.4 Population of study 44 3.5 Instrument for data collection 47 3.6 Validity and reliability of the instrument 50 3.7 Method of data collection 51 3.8 Method of data analysis 51 3.9 Research Question 52 References. 53 CHAPTER FOUR 4.0 Presentation and analysis of data 54 References 81 CHAPTER FIVE 5.1 Summary of findings 82 5.2 Recommendations 85 5.3 Conclusions 88 5.4 Suggestions for further study 89 References 90 APPENDIX AND QUESTIONNAIRE 94
BANK/CUSTOMER RELATIONSHIP IN NIGERIA AS A DEVELOPING ECONOMY (A CASE STUDY OF UNION BANK OF NIGERIA PLC OKPARA AVENUE ENUGU BRANCH)
ABSTRACT The aim of the study is to find out the extent of Bank/Customer relationship bearing in mind the poor quality of services rendered in banks. Traders to achieve a good and accurate result the researcher split the work in five distinct chapters, each with different objectives. To guide the study, four questions were formulated. A review of... Continue Reading
ABSTRACT The aim of the study is to find out the extent of Bank/Customer relationship bearing in mind the poor quality of services rendered in banks. Traders to achieve a good and accurate result the researcher split the work in five distinct chapters, each with different objectives. To guide the study, four questions were formulated. A review of... Continue Reading
ABSTRACT The focus of this project is to appraise the application of MBO Programmes in the affairs of Union Bank of Nigeria Plc, Okpara Avenue Branch, Enugu. The programmes of MBO has been inadequately applied in Union Bank, Okpara avenue branch and his due to ignorance of the employees of the benefits that accrue to such full application. Four... Continue Reading
ABSTRACT The focus of this project is to appraise the application of MBO Programmes in the affairs of Union Bank of Nigeria Plc, Okpara Avenue Branch, Enugu. The programmes of MBO has been... Continue Reading
ABSTRACT The downturn is the fortunes of most business in Nigeria in recent time has been attributed to several factor including global recession inflation fluctuation in the value of the naira etc. Poor motivation may portray clear display of lack of interest in the work through non- challant attitude to things that would have helped the... Continue Reading
MOTIVATION OF BANK WORKERS FOR HIGHER PRODUCTIVITY IN BANKING SECTOR (A CASE STUDY OF UNION BANK OF NIGERIA PLC OKPARA AVENUE ENUGU) ABSTRACT The downturn is the fortunes of most business in Nigeria in recent time has been attributed to several factor including global recession inflation fluctuation in the value of the naira etc. Poor motivation... Continue Reading
ABSTRACT The downturn is the fortunes of most business in Nigeria in recent time has been attributed to several factor including global recession inflation fluctuation in the value of the naira etc. Poor motivation may portray clear display of lack of interest in the work through non- challant attitude to things that would have helped the banks... Continue Reading
ABSTRACT The downturn is the fortunes of most business in Nigeria in recent time has been attributed to several factor including global recession inflation fluctuation in the value of the naira etc. Poor motivation may portray clear display of lack of interest in the work through non- challant attitude to things that would have helped the banks... Continue Reading
ABSTRACT The purpose of this research is to examine the impact of credit management on commercial banks. The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account has continued to increase in bank lending. Obviously this has adverse effect on banks since it... Continue Reading
ABSTRACT The purpose of this research is to examine the impact of credit management on commercial banks. The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank lending. Obviously this has adverse effect on banks since... Continue Reading